Appraisals for Partially Covered Insurance Claims (NY & NJ)
Sept. 15, 2026 (by Aaron Jacob, Esq.)
When your insurance claim is covered under your policy, but you and your insurer disagree on the size/extent of the loss, the appraisal process is an effective way to resolve the dispute without going to court. However, when a loss is only partially covered, some insurers may try to avoid the appraisal process on the parts of the loss that are otherwise covered and ripe for appraisal. New York courts have provided useful examples to help distinguish when appraisal is appropriate or premature for these types of claims.
Additional Insured Coverage: Analysis of Policy Endorsements and Contract Requirements
Sept. 24, 2026 (by Aaron Jacob, Esq.)
An analysis of common additional insured endorsements under New York law, including what a party needs to prove to qualify as an additional insured, what to include in your tender, and what to require up front when drafting the contract