An insurance carrier may have the right to deny your claim if the information provided to it during the policy procurement process was inaccurate and material to the insurance Companies decision to provide you with insurance. This is regardless of whether the loss sustained is considered a covered cause of loss under your policy. In such instances, your insurance broker/agent may be to blame, and determining if you have a valid claim against your broker/agent involves a very specific fact-based analysis. If your claim is denied, and you believe your broker/agent is at fault, then contact our firm to explore this possibility.